A type of mortgage of interest-only where your payments of mortgage are combined with payments in your funds of personal retirement pension. This is conceived to mature on your retirement, thus the limit of mortgage loan must finish between the ages of 50 and 75 unless the borrower is in an industry where the interior income allows the early retirement. The pension must also provide you an income during the retirement, thus only twenty five percent of the funds of retirement pension can be taken as lump sum with the wages of your mortgage.

A type of pension plan of retirement personnel which it free right uses taxes lump sum of the funds of retirement pension at the age of retirement to redeem a mortgage while the remainder (and must be) is employed to provide a pension. Within all the limit of mortgage the borrower pours the interest on the lender such as while a company of building or banks in more transforming payments into the pension scheme. The tax relief of taxes is allowed on the two payments of the interests to the lender and on the contributions to the pension scheme which returns this of the attractive standard plan.